privacy policy/terms & conditions

Joy Howe operates the website www.joyhowe.com, which provides online education, social media management, and related services. This Privacy Policy describes how we collect, use, and disclose your personal information when you use our website or our services.

By using our Site, you agree to the collection and use of information in accordance with this Privacy Policy.

Information Collection and Use

To provide a better experience, we may ask you to provide certain personally identifiable information, including but not limited to your name, email address, phone number, and mailing address. This information is used to contact or identify you and to provide our services effectively.

If you hire us for social media management services, we may request access to your social media accounts or business assets solely for the purpose of performing the agreed-upon services. This access and any related information are used strictly to deliver your services and are kept confidential. We will never share, sell, or misuse client login credentials or data.

Log Data

Whenever you visit our website, we collect information that your browser sends to us, known as Log Data. This Log Data may include your computer’s Internet Protocol (“IP”) address, browser type, browser version, pages visited, time and date of your visit, time spent on pages, and other statistics.

Cookies

Our website uses “cookies” — small data files sent to your browser — to collect information and improve your experience. You may choose to accept or refuse cookies. If you refuse cookies, some parts of the Site may not function properly.

Service Providers

We may employ third-party companies or individuals to assist in providing our services, perform service-related functions, or analyze how our Site is used. These third parties have access to your personal information only to perform tasks on our behalf and are obligated not to disclose or use it for other purposes.

Security

We value your trust in providing your personal information and strive to use commercially reasonable means to protect it. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Links to Other Sites

Our website may contain links to third-party sites. We are not responsible for the content, privacy policies, or practices of such third-party websites. We recommend reviewing the privacy policies of any external websites you visit.

Children’s Privacy

Our services are not directed toward anyone under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that a child has provided us with personal information, we will delete it immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page and are effective immediately upon posting. Please review this page periodically for updates.

Contact Us

If you have any questions or suggestions about our Privacy Policy, contact us at: itsjoyhowe@gmail.com

TERMS OF USE

Please read these Terms and Conditions carefully before using wwwjoyhowe.com. By using this website, you agree to these Terms of Use. If you do not agree, please do not use this Site.

Overview

The terms “Client,” “User,” “You,” and “Your” refer to you, the person using this website. The terms “Company,” “We,” “Us,” and “Our” refer to Joy Howe, a sole proprietor operating www.joyhowe.com

Use of the Site

Access to this Site, including all content, is for your informational, personal, and non-commercial use only. You agree to comply with all applicable laws, including copyright and intellectual property laws.

Unless explicitly permitted, you may not reproduce, distribute, display, publish, or exploit any content from this website without prior written consent from Joy Howe.

You may download or print a single copy of website content for your personal, non-commercial use only, provided that you retain all copyright and proprietary notices.

Lawful Purposes

You agree to use this Site only for lawful purposes and to be financially responsible for all purchases made by you or on your behalf. You are prohibited from attempting to interfere with the operation of the Site or engaging in activities that violate any laws or infringe on the rights of others.

Social Media Management Disclaimer

All social media management services provided by Joy Howe are performed to the best of our professional ability using current best practices and strategies. However, we make no guarantees of specific business outcomes, engagement levels, revenue, or follower growth. Results depend on many factors outside our control, including client participation, target audience behavior, market conditions, and platform algorithm changes.

By engaging our services, you acknowledge and agree that we are not responsible for changes in social media platform performance, policies, or audience engagement that may affect your results.

Links to Other Sites

This Site may contain links to third-party websites that are not owned or controlled by Joy Howe. We assume no responsibility for the content, privacy policies, or practices of any third-party sites.

Purchases

By making a purchase through this Site, you agree to pay the listed price for any goods or services and acknowledge that all sales are final. No refunds, returns, or replacements are provided once an order is placed, unless otherwise stated in writing.

Modification of Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page, and continued use of the Site after changes are made signifies your acceptance of the revised Terms.

Disclaimer

This Site and its content are provided “as is” and “as available,” without warranties of any kind, either express or implied. We make no guarantees regarding the accuracy or reliability of information on this Site.

Limitation of Liability

To the fullest extent permitted by law, Joy Howe is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this Site or our services. Your sole remedy for any issue related to this Site is limited to the amount you paid for any services or $100 USD if no purchase was made.

Indemnification

You agree to indemnify and hold harmless Joy Howe and any contractors or affiliates from and against any claims or damages arising out of your use of this website or services.

Intellectual Property

All content, trademarks, logos, graphics, text, images, and other materials on this Site are the intellectual property of Joy Howe, unless otherwise stated. You may not use or reproduce them without permission.

Assignment

You may not assign or transfer these Terms to another party.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full effect.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, United States. Any disputes shall be resolved within that jurisdiction.

Dispute Resolution

If a dispute arises, the parties agree to first attempt to resolve it in good faith through discussion. If unresolved within 30 days, either party may pursue all available legal remedies.

Entire Agreement

These Terms of Use constitute the entire agreement between you and Joy Howe regarding the use of this website and supersede any prior agreements or understandings.

Last Updated: October 20, 2025